Side bets pay large multiples on rare events and carry a house edge several times that of the main game. Live blackjack side bets on pairs or poker hands are the common example, and their payout tables differ from studio to studio. Card shoes are changed or shuffled at a cut card placed by the dealer, so counting cards gains almost nothing in a live stream. The side bet table in the rule sheet shows each payout beside its edge.
Baccarat tables differ mainly in how they treat a winning banker bet. The classic table takes a small commission on each banker win, while commission free versions pay banker wins in full except on one specific total, where the payout is cut. The two approaches give a similar edge on paper and feel different in play. Side bets on pairs or on the size of the win carry a far higher edge than the main bets.
Blackjack rules at live tables vary in a handful of places that matter. The number of decks, whether the dealer stands or hits on a soft seventeen, when doubling is allowed and whether surrender is offered each shift the edge by a fraction of a percent. Payouts on a natural are the largest lever: three to two is standard, and a table paying six to five takes several times more from every player over a session.